Product & systems
The MCBuse Data Architecture
Four core modules that turn high-frequency micro-transactions into structured data.
The four core systems
Payment Capture
QR/NFC capture for tickets between EUR 0.10–10.
Safe linePayment execution and settlement remain with licensed partners.
Business Analytics
Dashboards tracking daily sales rhythm.
Safe linePublic dashboard visuals use sample or anonymized data only.
Credit-Readiness
Early risk indicators from consistent data.
Warning: Not a loan or credit score.
Safe lineReadiness indicators only not a regulated credit score.
Institutional Matching
Merchant profiles prepared for bank, fintech, and PSP review.
Safe lineMatching means preparation, not a guaranteed connection or financial product.
How it works
From payment event to institution-ready profile
Onboarding
Profile + data consent.
Event Capture
QR/NFC payment event captured.
Structuring
Event becomes a transaction record.
Analytics
Records become business insights.
Payout Visibility
Payouts tracked where available.
Credit Readiness
Early readiness indicators generated.
Matching Prep
Profile readied for institution review.